Median home value in zip code 49045 (Decatur, MI) is $210K, up 2.1% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$209,830

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 49045 (Decatur).

Income (annual)

Down Payment

$41,966 on $209,830

Affordable — 23.4% of income

Under the 28% guideline.

PITI$1,464

P/I23.4%

Afford$251K

Room+$41K

P&I $1,061Tax $269Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49045 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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