Median home value in zip code 49094 (Union City, MI) is $166,821, up 3.9% year over year. Part of the Coldwater, MI metropolitan area.

Home Value$166,821

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 49094 (Union City).

Income (annual)

Down Payment

$33,364 on $166,821

Example: $75,000 household income. Change it above to see your own.

Affordable19.1% of income

Under the 28% guideline.

PITI$1,191

P/I19.1%

Afford$245K

Room+$78K

P&I $844Tax $214Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49094 is part of the Coldwater, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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