Median home value in zip code 49095 (Vandalia, MI) is $328K, up 5.3% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$327,818

YoY Change

+5.3%

AFFORDABILITY

Enter your income for 49095 (Vandalia).

Income (annual)

Down Payment

$65,564 on $327,818

Stretch — 35.4% of income

Above 28% but manageable with cuts.

PITI$2,212

P/I35.4%

Afford$259K

Gap-$68K

P&I $1,658Tax $421Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

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Metro Analysis

49095 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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