Median home value in zip code 49098 (Watervliet, MI) is $218,203, up 3.9% year over year. Part of the Niles, MI metropolitan area.

Home Value$218,203

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 49098 (Watervliet).

Income (annual)

Down Payment

$43,641 on $218,203

Example: $75,000 household income. Change it above to see your own.

Affordable24.3% of income

Under the 28% guideline.

PITI$1,517

P/I24.3%

Afford$252K

Room+$34K

P&I $1,103Tax $280Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49098 is part of the Niles, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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