Median home value in zip code 49115 (Harbert, MI) is $795,088, up 6.1% year over year. Part of the Niles, MI metropolitan area.

Home Value$795,088

YoY Change

+6.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 49115 (Harbert).

Income (annual)

Down Payment

$159,018 on $795,088

Example: $75,000 household income. Change it above to see your own.

Out of reach82.8% of income

Need $221,743/yr to afford.

PITI$5,174

P/I82.8%

Afford$269K

Gap-$526K

P&I $4,020Tax $1,020Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49115 is part of the Niles, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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