Median home value in zip code 49128 (Three Oaks, MI) is $337,374, up 8.7% year over year. Part of the Niles, MI metropolitan area.

Home Value$337,374

YoY Change

+8.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 49128 (Three Oaks).

Income (annual)

Down Payment

$67,475 on $337,374

Example: $75,000 household income. Change it above to see your own.

Out of reach36.4% of income

Need $97,371/yr to afford.

PITI$2,272

P/I36.4%

Afford$260K

Gap-$78K

P&I $1,706Tax $433Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49128 is part of the Niles, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Niles, MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.