Median home value in zip code 49130 (Union, MI) is $357K, up 3.5% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$356,973

YoY Change

+3.5%

AFFORDABILITY

Enter your income for 49130 (Union).

Income (annual)

Down Payment

$71,395 on $356,973

Out of reach — 38.3% of income

Need $102,686/yr to afford.

PITI$2,396

P/I38.3%

Afford$261K

Gap-$96K

P&I $1,805Tax $458Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49130 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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