Median home value in zip code 49235 (Clayton, MI) is $230,886, up 7.1% year over year. Part of the Adrian, MI metropolitan area.

Home Value$230,886

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 49235 (Clayton).

Income (annual)

Down Payment

$46,177 on $230,886

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,597

P/I25.6%

Afford$253K

Room+$22K

P&I $1,167Tax $296Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49235 is part of the Adrian, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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