Median home value in zip code 49242 (Hillsdale, MI) is $190,773, up 9.0% year over year. Part of the Hillsdale, MI metropolitan area.

Home Value$190,773

YoY Change

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 49242 (Hillsdale).

Income (annual)

Down Payment

$38,155 on $190,773

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,343

P/I21.5%

Afford$249K

Room+$58K

P&I $965Tax $245Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49242 is part of the Hillsdale, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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