Median home value in zip code 49249 (Jerome, MI) is $283K, up 4.1% year over year. Part of the Hillsdale, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hillsdale, MI metro →

Home Value$283,482

YoY Change

+4.1%

AFFORDABILITY

Enter your income for 49249 (Jerome).

Income (annual)

Down Payment

$56,696 on $283,482

Stretch — 30.9% of income

Above 28% but manageable with cuts.

PITI$1,931

P/I30.9%

Afford$257K

Gap-$27K

P&I $1,433Tax $364Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49249 is part of the Hillsdale, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hillsdale, MI analysis

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