Median home value in zip code 49255 (Montgomery, MI) is $162,135, up 9.0% year over year. Part of the Coldwater, MI metropolitan area.

Home Value$162,135

YoY Change

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 49255 (Montgomery).

Income (annual)

Down Payment

$32,427 on $162,135

Example: $75,000 household income. Change it above to see your own.

Affordable18.6% of income

Under the 28% guideline.

PITI$1,161

P/I18.6%

Afford$244K

Room+$82K

P&I $820Tax $208Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49255 is part of the Coldwater, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Coldwater, MI analysis

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