Median home value in zip code 49265 (Onsted, MI) is $276,133, up 3.3% year over year. Part of the Adrian, MI metropolitan area.

Home Value$276,133

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 49265 (Onsted).

Income (annual)

Down Payment

$55,227 on $276,133

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,884

P/I30.1%

Afford$256K

Gap-$20K

P&I $1,396Tax $354Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49265 is part of the Adrian, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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