Median home value in zip code 49320 (Chippewa Lake, MI) is $192,422, up 3.0% year over year. Part of the Big Rapids, MI metropolitan area.

Home Value$192,422

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 49320 (Chippewa Lake).

Income (annual)

Down Payment

$38,484 on $192,422

Example: $75,000 household income. Change it above to see your own.

Affordable21.6% of income

Under the 28% guideline.

PITI$1,353

P/I21.6%

Afford$249K

Room+$56K

P&I $973Tax $247Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49320 is part of the Big Rapids, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Big Rapids, MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.