Median home value in zip code 49345 (Sparta, MI) is $328K, up 6.1% year over year. Part of the Grand Rapids-Kentwood, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Grand Rapids-Kentwood, MI metro →

Home Value$328,045

YoY Change

+6.1%

AFFORDABILITY

Enter your income for 49345 (Sparta).

Income (annual)

Down Payment

$65,609 on $328,045

Stretch — 35.4% of income

Above 28% but manageable with cuts.

PITI$2,213

P/I35.4%

Afford$259K

Gap-$69K

P&I $1,659Tax $421Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49345 is part of the Grand Rapids-Kentwood, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Grand Rapids-Kentwood, MI analysis

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