Zip Code

49402

, MILudington, MI

Median home value in zip code 49402 (, MI) is $199K, up 7.8% year over year. Part of the Ludington, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ludington, MI metro →

Home Value$198,598
YoY Change
+7.8%
AFFORDABILITY

Enter your income for 49402 (null).

$39,720 on $198,598
Affordable — 22.3% of income

Under the 28% guideline.

PITI$1,392
P/I22.3%
Afford$250K
Room+$51K
P&I $1,004Tax $255Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

49402 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ludington, MI analysis
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