Median home value in zip code 49405 (Custer, MI) is $200,220, up 1.6% year over year. Part of the Ludington, MI metropolitan area.

Home Value$200,220

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 49405 (Custer).

Income (annual)

Down Payment

$40,044 on $200,220

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,403

P/I22.4%

Afford$250K

Room+$50K

P&I $1,012Tax $257Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49405 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ludington, MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.