Median home value in zip code 49411 (Free Soil, MI) is $244,629, up 6.6% year over year. Part of the Ludington, MI metropolitan area.

Home Value$244,629

YoY Change

+6.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 49411 (Free Soil).

Income (annual)

Down Payment

$48,926 on $244,629

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,684

P/I26.9%

Afford$254K

Room+$10K

P&I $1,237Tax $314Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49411 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ludington, MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.