Median home value in zip code 49431 (Ludington, MI) is $288,834, up 3.8% year over year. Part of the Ludington, MI metropolitan area.

Home Value$288,834

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 49431 (Ludington).

Income (annual)

Down Payment

$57,767 on $288,834

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,965

P/I31.4%

Afford$257K

Gap-$32K

P&I $1,461Tax $371Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

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Metro Analysis

49431 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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