Median home value in zip code 49440 (Muskegon, MI) is $332,721, up 0.2% year over year. Part of the Muskegon, MI metropolitan area.

Home Value$332,721

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 49440 (Muskegon).

Income (annual)

Down Payment

$66,544 on $332,721

Example: $75,000 household income. Change it above to see your own.

Stretch35.9% of income

Above 28% but manageable with cuts.

PITI$2,243

P/I35.9%

Afford$260K

Gap-$73K

P&I $1,682Tax $427Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49440 is part of the Muskegon, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Muskegon, MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.