Median home value in zip code 49449 (Pentwater, MI) is $353,327, up 3.6% year over year. Part of the Ludington, MI metropolitan area.

Home Value$353,327

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 49449 (Pentwater).

Income (annual)

Down Payment

$70,665 on $353,327

Example: $75,000 household income. Change it above to see your own.

Out of reach38% of income

Need $101,700/yr to afford.

PITI$2,373

P/I38%

Afford$261K

Gap-$93K

P&I $1,787Tax $453Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49449 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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