Zip Code

49449

Pentwater, MILudington, MI

Median home value in zip code 49449 (Pentwater, MI) is $353K, up 3.6% year over year. Part of the Ludington, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ludington, MI metro →

Home Value$353,327
YoY Change
+3.6%
AFFORDABILITY

Enter your income for 49449 (Pentwater).

$70,665 on $353,327
Out of reach — 38% of income

Need $101,700/yr to afford.

PITI$2,373
P/I38%
Afford$261K
Gap-$93K
P&I $1,787Tax $453Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

49449 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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49449 (Pentwater, MI) Housing Market | CrashWatch