Median home value in zip code 49454 (Scottville, MI) is $203,482, up 1.1% year over year. Part of the Ludington, MI metropolitan area.

Home Value$203,482

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 49454 (Scottville).

Income (annual)

Down Payment

$40,696 on $203,482

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,423

P/I22.8%

Afford$250K

Room+$47K

P&I $1,029Tax $261Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49454 is part of the Ludington, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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