Median home value in zip code 49613 (Arcadia, MI) is $386,384, up 12.3% year over year. Part of the Traverse City, MI metropolitan area.

Home Value$386,384

YoY Change

+12.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 49613 (Arcadia).

Income (annual)

Down Payment

$77,277 on $386,384

Example: $75,000 household income. Change it above to see your own.

Out of reach41.3% of income

Need $110,700/yr to afford.

PITI$2,583

P/I41.3%

Afford$262K

Gap-$125K

P&I $1,954Tax $496Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49613 is part of the Traverse City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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