Median home value in zip code 49621 (Cedar, MI) is $498,671, up 0.9% year over year. Part of the Traverse City, MI metropolitan area.

Home Value$498,671

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 49621 (Cedar).

Income (annual)

Down Payment

$99,734 on $498,671

Example: $75,000 household income. Change it above to see your own.

Out of reach52.7% of income

Need $141,214/yr to afford.

PITI$3,295

P/I52.7%

Afford$265K

Gap-$234K

P&I $2,522Tax $640Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49621 is part of the Traverse City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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