Zip Code

49646

Kalkaska, MITraverse City, MI

Median home value in zip code 49646 (Kalkaska, MI) is $198K, down 5.5% year over year. Part of the Traverse City, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Traverse City, MI metro →

Home Value$198,472
YoY Change
-5.5%
AFFORDABILITY

Enter your income for 49646 (Kalkaska).

$39,694 on $198,472
Affordable — 22.3% of income

Under the 28% guideline.

PITI$1,392
P/I22.3%
Afford$250K
Room+$51K
P&I $1,004Tax $255Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

49646 is part of the Traverse City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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49646 (Kalkaska, MI) Housing Market | CrashWatch