Median home value in zip code 49651 (Lake City, MI) is $221K, up 5.9% year over year. Part of the Cadillac, MI metropolitan area.

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Home Value$221,246

YoY Change

+5.9%

AFFORDABILITY

Enter your income for 49651 (Lake City).

Income (annual)

Down Payment

$44,249 on $221,246

Affordable — 24.6% of income

Under the 28% guideline.

PITI$1,536

P/I24.6%

Afford$252K

Room+$31K

P&I $1,119Tax $284Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49651 is part of the Cadillac, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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