Median home value in zip code 49676 (Rapid City, MI) is $370,980, down 0.3% year over year. Part of the Traverse City, MI metropolitan area.

Home Value$370,980

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 49676 (Rapid City).

Income (annual)

Down Payment

$74,196 on $370,980

Example: $75,000 household income. Change it above to see your own.

Out of reach39.8% of income

Need $106,500/yr to afford.

PITI$2,485

P/I39.8%

Afford$261K

Gap-$110K

P&I $1,876Tax $476Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49676 is part of the Traverse City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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