Median home value in zip code 49686 (Traverse City, MI) is $388,276, up 1.3% year over year. Part of the Traverse City, MI metropolitan area.

Home Value$388,276

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 49686 (Traverse City).

Income (annual)

Down Payment

$77,655 on $388,276

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,214/yr to afford.

PITI$2,595

P/I41.5%

Afford$262K

Gap-$126K

P&I $1,963Tax $498Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49686 is part of the Traverse City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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