Median home value in zip code 49740 (Harbor Springs, MI) is $546K, up 7.1% year over year.
Home Value$546,098
YoY Change
+7.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for 49740 (Harbor Springs).
$109,220 on $546,098
Out of reach — 57.5% of income
Need $154,114/yr to afford.
PITI$3,596
P/I57.5%
Afford$266K
Gap-$280K
P&I $2,761Tax $701Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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