Median home value in zip code 49747 (Hubbard Lake, MI) is $231,850, up 5.2% year over year. Part of the Alpena, MI metropolitan area.

Home Value$231,850

YoY Change

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 49747 (Hubbard Lake).

Income (annual)

Down Payment

$46,370 on $231,850

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,603

P/I25.6%

Afford$253K

Room+$21K

P&I $1,172Tax $298Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49747 is part of the Alpena, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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