Median home value in zip code 49766 (Ossineke, MI) is $201,811, up 6.9% year over year. Part of the Alpena, MI metropolitan area.

Home Value$201,811

YoY Change

+6.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 49766 (Ossineke).

Income (annual)

Down Payment

$40,362 on $201,811

Example: $75,000 household income. Change it above to see your own.

Affordable22.6% of income

Under the 28% guideline.

PITI$1,413

P/I22.6%

Afford$250K

Room+$48K

P&I $1,020Tax $259Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49766 is part of the Alpena, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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