Median home value in zip code 50010 (Ames, IA) is $273,601, up 2.9% year over year. Part of the Ames, IA metropolitan area.

Home Value$273,601

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 50010 (Ames).

Income (annual)

Down Payment

$54,720 on $273,601

Example: $75,000 household income. Change it above to see your own.

Stretch30.3% of income

Above 28% but manageable with cuts.

PITI$1,891

P/I30.3%

Afford$253K

Gap-$20K

P&I $1,383Tax $358Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50010 is part of the Ames, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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