Median home value in zip code 50046 (Cambridge, IA) is $311,714, down 0.9% year over year. Part of the Ames, IA metropolitan area.

Home Value$311,714

YoY Change

-0.9%

Prices falling — better for buyers.

Affordability

Enter your income for 50046 (Cambridge).

Income (annual)

Down Payment

$62,343 on $311,714

Example: $75,000 household income. Change it above to see your own.

Stretch34.1% of income

Above 28% but manageable with cuts.

PITI$2,134

P/I34.1%

Afford$256K

Gap-$56K

P&I $1,576Tax $408Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50046 is part of the Ames, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ames, IA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.