Median home value in zip code 50055 (Collins, IA) is $258,606, up 2.9% year over year. Part of the Ames, IA metropolitan area.

Home Value$258,606

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 50055 (Collins).

Income (annual)

Down Payment

$51,721 on $258,606

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,796

P/I28.7%

Afford$252K

Gap-$7K

P&I $1,308Tax $338Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50055 is part of the Ames, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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