Median home value in zip code 50240 (Saint Charles, IA) is $384,143, up 4.6% year over year. Part of the Des Moines-West Des Moines, IA metropolitan area.

Home Value$384,143

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 50240 (Saint Charles).

Income (annual)

Down Payment

$76,829 on $384,143

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,214/yr to afford.

PITI$2,595

P/I41.5%

Afford$259K

Gap-$125K

P&I $1,942Tax $503Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50240 is part of the Des Moines-West Des Moines, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Des Moines-West Des Moines, IA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.