Median home value in zip code 50278 (Zearing, IA) is $247,492, up 4.0% year over year. Part of the Ames, IA metropolitan area.

Home Value$247,492

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 50278 (Zearing).

Income (annual)

Down Payment

$49,498 on $247,492

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,725

P/I27.6%

Afford$251K

Room+$4K

P&I $1,251Tax $324Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50278 is part of the Ames, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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