Zip Code

50428

Clear Lake, IAMason City, IA

Median home value in zip code 50428 (Clear Lake, IA) is $317K, up 4.4% year over year. Part of the Mason City, IA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Mason City, IA metro →

Home Value$317,265
YoY Change
+4.4%
AFFORDABILITY

Enter your income for 50428 (Clear Lake).

$63,453 on $317,265
Stretch — 34.7% of income

Above 28% but manageable with cuts.

PITI$2,169
P/I34.7%
Afford$256K
Gap-$61K
P&I $1,604Tax $415Ins $150
6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

50428 is part of the Mason City, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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50428 (Clear Lake, IA) Housing Market | CrashWatch