Median home value in zip code 50428 (Clear Lake, IA) is $317,265, up 4.4% year over year. Part of the Mason City, IA metropolitan area.

Home Value$317,265

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 50428 (Clear Lake).

Income (annual)

Down Payment

$63,453 on $317,265

Example: $75,000 household income. Change it above to see your own.

Stretch34.7% of income

Above 28% but manageable with cuts.

PITI$2,169

P/I34.7%

Afford$256K

Gap-$61K

P&I $1,604Tax $415Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50428 is part of the Mason City, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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