Median home value in zip code 50440 (Grafton, IA) is $170,111, up 0.5% year over year. Part of the Mason City, IA metropolitan area.

Home Value$170,111

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 50440 (Grafton).

Income (annual)

Down Payment

$34,022 on $170,111

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,233

P/I19.7%

Afford$241K

Room+$71K

P&I $860Tax $223Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50440 is part of the Mason City, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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