Median home value in zip code 50613 (Cedar Falls, IA) is $257K, up 3.2% year over year. Part of the Waterloo-Cedar Falls, IA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Waterloo-Cedar Falls, IA metro →

Home Value$257,416

YoY Change

+3.2%

AFFORDABILITY

Enter your income for 50613 (Cedar Falls).

Income (annual)

Down Payment

$51,483 on $257,416

Stretch — 28.6% of income

Above 28% but manageable with cuts.

PITI$1,788

P/I28.6%

Afford$252K

Gap-$5K

P&I $1,302Tax $337Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

50613 is part of the Waterloo-Cedar Falls, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Waterloo-Cedar Falls, IA analysis

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