Median home value in zip code 51023 (Hawarden, IA) is $187,434, up 4.5% year over year. Part of the Sioux City, IA-NE-SD metropolitan area.

Home Value$187,434

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 51023 (Hawarden).

Income (annual)

Down Payment

$37,487 on $187,434

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,343

P/I21.5%

Afford$244K

Room+$57K

P&I $948Tax $245Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51023 is part of the Sioux City, IA-NE-SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sioux City, IA-NE-SD analysis

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