Median home value in zip code 51040 (Onawa, IA) is $148K, down 2.7% year over year.

Home Value$147,691

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 51040 (Onawa).

Income (annual)

Down Payment

$29,538 on $147,691

Affordable — 17.4% of income

Under the 28% guideline.

PITI$1,090

P/I17.4%

Afford$237K

Room+$89K

P&I $747Tax $193Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.