Median home value in zip code 51044 (Smithland, IA) is $164K, down 2.7% year over year. Part of the Sioux City, IA-NE-SD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sioux City, IA-NE-SD metro →

Home Value$163,938

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 51044 (Smithland).

Income (annual)

Down Payment

$32,788 on $163,938

Affordable — 19.1% of income

Under the 28% guideline.

PITI$1,193

P/I19.1%

Afford$240K

Room+$77K

P&I $829Tax $214Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51044 is part of the Sioux City, IA-NE-SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sioux City, IA-NE-SD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free