Median home value in zip code 51054 (Sergeant Bluff, IA) is $347K, up 3.4% year over year. Part of the Sioux City, IA-NE-SD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sioux City, IA-NE-SD metro →

Home Value$346,646

YoY Change

+3.4%

AFFORDABILITY

Enter your income for 51054 (Sergeant Bluff).

Income (annual)

Down Payment

$69,329 on $346,646

Out of reach — 37.7% of income

Need $100,971/yr to afford.

PITI$2,356

P/I37.7%

Afford$257K

Gap-$89K

P&I $1,753Tax $454Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51054 is part of the Sioux City, IA-NE-SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sioux City, IA-NE-SD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free