Median home value in zip code 51331 (, IA) is $457K, down 2.1% year over year. Part of the Spirit Lake, IA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spirit Lake, IA metro →

Home Value$456,529

YoY Change

-2.1%

AFFORDABILITY

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Income (annual)

Down Payment

$91,306 on $456,529

Out of reach — 48.9% of income

Need $130,971/yr to afford.

PITI$3,056

P/I48.9%

Afford$261K

Gap-$195K

P&I $2,308Tax $597Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

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Metro Analysis

51331 is part of the Spirit Lake, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spirit Lake, IA analysis

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