Median home value in zip code 51338 (Everly, IA) is $151,750, up 3.0% year over year. Part of the Spencer, IA metropolitan area.

Home Value$151,750

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 51338 (Everly).

Income (annual)

Down Payment

$30,350 on $151,750

Example: $75,000 household income. Change it above to see your own.

Affordable17.9% of income

Under the 28% guideline.

PITI$1,116

P/I17.9%

Afford$238K

Room+$86K

P&I $767Tax $199Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51338 is part of the Spencer, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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