Zip Code

51340

Fostoria, IASpencer, IA

Median home value in zip code 51340 (Fostoria, IA) is $144K, up 8.5% year over year. Part of the Spencer, IA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spencer, IA metro →

Home Value$143,558
YoY Change
+8.5%
AFFORDABILITY

Enter your income for 51340 (Fostoria).

$28,712 on $143,558
Affordable — 17% of income

Under the 28% guideline.

PITI$1,064
P/I17%
Afford$236K
Room+$93K
P&I $726Tax $188Ins $150
6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

51340 is part of the Spencer, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spencer, IA analysis
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