Median home value in zip code 51351 (West Okoboji, IA) is $325K, up 3.2% year over year. Part of the Spirit Lake, IA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Spirit Lake, IA metro →
Home Value$324,801
YoY Change
+3.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.
Enter your income for 51351 (West Okoboji).
$64,960 on $324,801
Stretch — 35.5% of income
Above 28% but manageable with cuts.
PITI$2,217
P/I35.5%
Afford$256K
Gap-$68K
P&I $1,642Tax $425Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
51351 is part of the Spirit Lake, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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