Median home value in zip code 51355 (Okoboji, IA) is $449K, up 2.0% year over year. Part of the Spirit Lake, IA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spirit Lake, IA metro →

Home Value$448,825

YoY Change

+2.0%

AFFORDABILITY

Enter your income for 51355 (Okoboji).

Income (annual)

Down Payment

$89,765 on $448,825

Out of reach — 48.1% of income

Need $128,871/yr to afford.

PITI$3,007

P/I48.1%

Afford$261K

Gap-$188K

P&I $2,270Tax $587Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

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Metro Analysis

51355 is part of the Spirit Lake, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spirit Lake, IA analysis

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