Median home value in zip code 51358 (Ruthven, IA) is $177,367, up 7.4% year over year. Part of the Spencer, IA metropolitan area.

Home Value$177,367

YoY Change

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 51358 (Ruthven).

Income (annual)

Down Payment

$35,473 on $177,367

Example: $75,000 household income. Change it above to see your own.

Affordable20.5% of income

Under the 28% guideline.

PITI$1,279

P/I20.5%

Afford$243K

Room+$65K

P&I $897Tax $232Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51358 is part of the Spencer, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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