Median home value in zip code 51360 (Spirit Lake, IA) is $383,386, up 1.3% year over year. Part of the Spirit Lake, IA metropolitan area.

Home Value$383,386

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 51360 (Spirit Lake).

Income (annual)

Down Payment

$76,677 on $383,386

Example: $75,000 household income. Change it above to see your own.

Out of reach41.4% of income

Need $111,000/yr to afford.

PITI$2,590

P/I41.4%

Afford$259K

Gap-$124K

P&I $1,939Tax $502Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

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Metro Analysis

51360 is part of the Spirit Lake, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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