Median home value in zip code 51449 (Lake City, IA) is $143,198, up 8.4% year over year. Part of the Carroll, IA metropolitan area.

Home Value$143,198

YoY Change

+8.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 51449 (Lake City).

Income (annual)

Down Payment

$28,640 on $143,198

Example: $75,000 household income. Change it above to see your own.

Affordable17% of income

Under the 28% guideline.

PITI$1,061

P/I17%

Afford$236K

Room+$93K

P&I $724Tax $187Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

51449 is part of the Carroll, IA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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